Tag Archive for: giving

It’s no secret that the generous financial gifts of your local congregation are the backbone of sustaining the day-to-day ministry of your church. Not only does it help provide your staff and leadership with a living wage, but regular giving is also a biblical mandate to support the work of the Church and further the Gospel.

In spite of financial gifts being such an important topic, it remains a sensitive subject. In many churches, it rarely comes up on Sundays or in staff meetings. But with so many changes in the method of giving and recent online giving statistics, church leaders can’t afford to let this topic remain taboo—It’s important to talk about money at church strategically.

To help you kickstart the conversation (particularly internally), here are five important online giving statistics that your church needs to know about:

49% of all church giving transactions are made with a card.

When was the last time you wrote out a check? Odds are it’s been quite a while (outside of the occasional bill!). The number of people who make no cash transactions in a week continues to rise at 41%. (source) This points to a continued trend of many people moving towards a “cashless” economy.

This isn’t a trend to shy away from! Instead, consider: How can we leverage this reality?

When it comes to church giving, this statistic reinforces the importance of having online giving options. If you take up your regular tithe, or a donation for a visiting missionary or specific cause, the majority of your congregation won’t be able to respond without offering online formats for giving.

Only 27% of digital giving happens on a Sunday.

The other 73% happens on the other six days of the week. Did this one surprise you?

Many givers are opting to set up their tithe as a recurring online donation as a monthly gift. But this also points to an opportunity during the other six days of the week to give people a chance to respond to extra giving opportunities or special campaigns. 

When you have a visiting missionary or a special need for your people to respond to, be sure you are giving people time to consider how they would like to respond. Send a direct link to where additional gifts can be made via email or text. And as an added benefit, anyone that missed that particular Sunday still has a chance to give!

Churches that accept tithing online increase overall donations by 32%.

How about this one?

There are two reasons for this statistic: One is that online giving is quickly becoming the preferred method of tithing and the other reason is that online giving often automates recurring donations. People are busy, and while they have every intention of making regular tithes to your church, they can miss a few donations in the process.

Spiritually, an advanced-decision to be generous can be every bit as meaningful as sitting down to write a check every month is for some people. God calls us to be intentional with what we have, and directing our monthly dollars towards the Church is a God-honoring action.

By offering online tithing options, you not only make the process easier for your givers but you also allow them to automate the regular process of giving. This will naturally increase the total amount your church will receive as you make consistency easier!

77% of people who tithe regularly give 11% to 20% of their income.

Did you know that of those who tithe regularly, 77% of them give 11% to 20% of their income? Sometimes they give even more! This makes it clear that people are going above and beyond the standard one-tenth originally shared in Leviticus 27:30 and echoed throughout the New Testament.

The people of your church believe in supporting the work that you are doing. God’s people are passionate about helping those in need, furthering the Gospel, and supporting your ministry.

While you may feel uncertain or that you can’t address finances, it’s clear from this statistic that people are choosing in their hearts to give even more than what Scripture has laid out for them.

Incredible!

55% of people who engage with nonprofits on social media end up taking some sort of action.

You may wonder how this applies to giving, so let us explain:

The giving conversation isn’t just about “the ask” itself. In today’s world, people want to be engaged in the causes they care about. They want to see behind-the-scenes. They want to share about the causes they love.

In fact, organizations who engage their audience on social media see them more likely to take action, such as giving or volunteering.

If you’ve ever questioned the power of social media before, this is a clear sign that it has an impact. People desire to listen and respond to you outside of Sunday morning. By making sure you have clear action steps present on social media, whether that be to connect with a leader or make a gift, you can convert their engagement to action.


More than 74% of churches across the United States offer online giving in some form. If your church doesn’t yet have an online giving option, or is considering a switch, take a look at our free 14-day trial to see how One Church Software can help your church with online and text-to-give options.

And if your church already offers online giving, take the time to make sure you are reaping all the benefits by responding to these statistics and making sure your online giving tool allows you to access donor history, donor information, recurring givers, automates donor follow-up, and more! The right online giving tool should work in harmony with your other systems to save you time and help you run more efficiently.

Want to know more about finances and the church? Here are a few other resources you may find valuable:

As a church leader, your goal is to connect people to Christ. You want to see your community discover who Jesus is and what it looks like to follow Him.

But let’s be honest: No matter the size of your church, it’s not always clear which metrics you should keep track of to keep an eye on where people are at in their spiritual journey and how effective your ministry currently is.

The metrics every church tracks will be unique, as your vision for the impact you want to make in your community is unique. However, if you want to make genuine connections and get an idea of how healthy your church is, there are a few metrics we highly recommend you keep a close eye on.

Here are 7 metrics you should be tracking in your church:

1) Lapsed Attendance

In other words, when someone stops coming to church.

Metrics may sound like you are converting people into a pile of data and numbers, but metrics can help you uncover areas of opportunity that will help you make genuine connections.

For instance, when you track your attendance intentionally, you can uncover individual lapsed attendance patterns. Of course, this could be for a number of reasons, such as an unexpected illness, a move, or some other personal reason. When you track lapsed attendance, you will know when to reach out and offer pastoral care to people who may have otherwise fallen through the cracks.

2) Overall Giving

Giving is a crucial area to track for any church. As this is the primary way your church is funded, tracking giving and budgeting accordingly is a key part of stewarding your ministry’s resources well.

Put simply, you can’t ignore your finances and just “hope for the best.” Regular giving is an indicator of the financial health of your church and determines what financial resources you have available to give back to your community and congregation through the ministries you provide.

3) Lapsed Giving

Along with your overall giving, lapsed giving is a metric to help you track giving on a personal, pastoral level. Halted giving can be a sign of something happening in other areas of an individual’s or family’s life. Oftentimes changing jobs, losing a job, or some other life change can mean a change in finances.

If someone in your church changes or pauses their giving habits, this could be a sign that they have other circumstances happening in their lives. By noting this metric, you can make sure your church is offering support when they need it the most.

4) Digital and Physical Attendance

When it comes to measuring the health of your church, you can’t ignore this one! While attendance is not the only metric to indicate the health and impact of your ministry, it is one of the big ones to pay attention to. It’s important to keep track of how many people are engaging with your church in-person and online.

Tracking attendance will help you see patterns across the year, look honestly about where your church is at from an attendance perspective (growing, declining, or stagnant), and make strategy decisions accordingly.

5) Engagement: Are people taking next steps?

We’ve all talked from the stage about the next steps guests and visitors can take to get more connected, but do you know how many people take that step? Whether it’s stopping by a welcome desk, signing up for a class, meeting with a pastor, giving, or signing-up to serve, engagement is a crucial metric to consider, especially alongside attendance trends.

This is exactly why attendance isn’t the only metric that matters in ministry. Since our goal is to connect people to Jesus and help them take steps with Him in their life, seeing people take action is a crucial part of our purpose as a church.

6) Baptisms and Salvations

It’s always exciting when someone makes a profession of faith or is baptized! You may already have a plan to follow-up or mark the day for them (if not, you should!). But it’s important to keep track of the number of baptisms and salvations in a year.

By tracking the number of baptisms and salvation that occur as a result of your church’s ministry, you can track your true effectiveness and celebrate them with your members, staff, and with the individuals themselves!

7) Vision-Specific Wins

What is your unique vision as a church? How are you tracking the metrics related to that vision?

For example, if you support missionaries abroad or have a ministry that impacts your community, you should track their effectiveness. If your church has a focus on foster care, you should track the number of children your people have helped and share those metrics often.


One Church Software is a church management software that allows you to track and read all these metrics and more! Once you are tracking these metrics, it’s time to connect the information to actions that will help you care for people better. One Church Software allows you to track connections and can prompt you to follow-up or automate those actions on your behalf.

If you don’t have a church management system or are considering switching, you can try One Church Software FREE for 14 days to see all the ways it can help you care for your members, empower your volunteers, and serve your community.


You’ve likely noticed that fewer and fewer people in your church bring a hard copy of the Bible, opting to use a Bible app on their smartphones instead. We have the power in our pocket to do any number of things from reading the Bible, taking notes, surfing the web, and responding in the moment to a message.

With the ability to do all this at your member’s fingertips (in church and outside of church!), it’s important that you consider all the ways that church text services can actually help your ministry.

Why?

Well, according to Nonprofits Source, it takes 90 seconds on average to respond to a text while it takes 90 minutes on average to respond to an email. That is a staggering statistic that points to how texting can help make your church more effective at communicating with your current members and new guests.

Here are the top five ways a church text messaging feature in your church management software can benefit you:

1) Ministry to Others

Ministry doesn’t happen just in our Sunday services. In today’s world, we have the opportunity to more easily minister to people as they navigate their day-to-day lives. Did you know that you can use texting to do that?

For example, you could send a link to an encouraging devotional or a Bible verse. You could share an encouraging word or reminder throughout the week. You could send a question to ponder. Texting allows you and other church leaders to easily step into people’s lives during the week and minister to them as they go through their routines.

2) Sign-ups

Have you ever tried getting people to sign-up for an event or to get more information? It can be a chore to verbally tell them all the information in a conversation or from the pulpit.

With church text services, however, you can have people text a word like “BAPTISM” to sign-up for the next baptism or get more information. The text response they automatically get back can have a link to all the details they need. So when you talk about an event or getting more information, you can keep it short and sweet and let your text send the extra details.

3) Reminders

Got an event coming up or perhaps you need to communicate a last-minute change? Texting can be a great option to notify people of changed locations, an important detail, or just a reminder not to forget that the event is happening. Nonprofits Source reported that 90% of text message reminders are read within three minutes, which means that you can make sure vital information is being read by most people!

4) Giving

Regardless of if your members are giving their regular tithe or if they want to give generously to a special area of ministry, online options for giving are more popular than ever and text-to-give options are one of the easiest ways to give today. When it comes to special giving or spur-of-the-moment gifts, the easiest way for people to be generous is by providing a simple way to meet the calling to give.

5) Guest Follow-Up

Visitors and first-time guests can feel awkward about being contacted with a phone call or even via email at times. Texting is a great way to casually and personally say hello and let them know how grateful you are they visited your church. You can even provide some links to next steps they can take if they’d like to learn more!

Texting is a great tool that can help inform and encourage your church’s members and guests. If you are interested in using texting in your church to do any of the things we mentioned here or if you’ve been on the lookout for a texting service that connects to your church management software, check out a demo of One Church Software to see how texting alongside our other features can support your ministry.

You may wonder if using a check-in station is the right call for your church. It may seem like it’s just a fancy new piece of technology that is nice, but is it really necessary?

The truth is that the purpose of using check-in system software is not just about technology; it’s actually to make it easier to reach and serve your community, and easier to manage the day-to-day life of your church.

Check-in stations have a number of benefits that provide connection, organization, and safety, and help you stay prepared to make a connection with the people you are called to serve. From checking kids in to your children’s ministry all the way to tracking attendance at special events or classes, here are five benefits a check-in station offers your church:

Benefit #1: Keep Your Children’s Ministry Secure

Whether the child care you are offering is for a special event or as a part of your regular Sunday morning service, there is no other place in your church where security matters more. With easy check-in, you’ll know who the child’s guardian is, the child’s name, and any dietary restrictions all on one label! This ensures that only an authorized adult can pick up the child.

If you ever need to look back at a full attendance roster for a service, or past attendance for a specific child, the system makes it really easy to track that information down.

Benefit #2: Track Attendance

Some churches use a check-in station to track attendance for their Sunday services, and some use it only for special events and classes. Either way, this is a huge benefit to a check-in station that allows people to check-in as they come in.

For special events, if you utilize a pre-registration, tracking the event attendance using a check-in station will allow you to compare the number of people that registered versus those who came to the event. Having attendees check-in at the event will also allow you to send follow-up emails and helpful resources only to the people who that information would apply to, and automatically print labels or name tags necessary for that event.

Benefit #3: Helps Identify New Guests

Church can be a busy place, especially if you have kids running about or are busy keeping a big event organized. With event check-in system software, you’ll know exactly who came to your event and be able to narrow down who wasn’t part of your regular attendees. So in the case you aren’t able to make a personal connection at the event, you can still send them a special follow-up afterward.

Benefit #4: Advance Registration for Events

One of the toughest parts of planning for an event is knowing how many people to plan for. With advance registration, you can collect an accurate number of how many people to expect, as well as compare that number with the number from your event check-in. If you have any conferences or events where there is a fee to attend, you are able to easily add that into the advanced registration.

Benefit #5: Provides Valuable Data

Coordinating events is more than just getting them scheduled in the calendar. You also need to know how many kids to expect (if you are offering childcare), how many volunteers you’ll need to watch the children, and how to set up your space for the amount of attendees expected. If you have a weekly event, a check-in station provides valuable data to tell you how many people are regularly attending, and the average number of children, so that you can properly prepare and adjust for the next event.

These are just a few of the benefits that come with having a check-in station at your church! The goal of utilizing a tool like this is to improve the experience for guests at your church, make organization easier for you and your team to manage, and allow you to connect more easily with the people in your church.

Interested in how One Church Software’s check-in station integration and all-in-one church management software could support your ministry? Learn how it works.

The world seems to be moving at lightning speed. The days of passing an offering plate to collect cash and paper checks are pretty much obsolete. With this shift to more convenient ways to tithe like text-to-give, online giving, and in-app donations, the security of user information has to be top-of-mind.

But how do you know what is truly “secure” and why is prioritizing security a key part of stewarding your church’s resources?

Safe Giving Options

47% of Americans experienced financial identity theft in 2020 and among the top five kinds of theft were online shopping and payment account fraud. Protecting your identity and credit card information has become a necessity for everyone. The last place anyone should be remotely worried about their data being stolen is at church.

Nonprofits and churches alike are (and should be) characterized by trustworthiness. The members of your church don’t just tithe because God tells them to do so, they also give because they trust you to steward their resources well. And part of good stewardship is protecting their data.

Just like in the days when you made sure there were always multiple ushers tallying up the weekly tithes, it’s wise to do your homework to make sure the electronic giving solution you offer is secure.

How to Know if Giving Software is Secure

You don’t have to be an expert in online security or know all the lingo and latest vulnerabilities in fraud, but an easy way to confirm security is to check to make sure the system you have is a PCI-Compliant Service Provider (like One Church Software). PCI stands for Payment Card Industry and they represent the highest set of security standards in the industry.

You should also check into the level of encryption any giving software offers. In short, encryptions are when your data is changed to a code that can only be read when you have the “key.” The higher the number of bits, the tougher it is to crack the key to get access to the data. Back when encryptions were first introduced, it was common to see 56-bit encryption. To compare, One Church Software uses 256-bit encryption, the strongest form of protection you can find in the industry today.

Additionally, here are some security measures we take pride in prioritizing:

  • Data is backed up every night to servers across the globe and redundantly stored securely. We store up to 6 months worth of back-ups.
  • We run server scans and perform penetration tests regularly.
  • User passwords are one-way hashed and salted so no one but the user knows what it is (not even we know what it is).
  • All access to the system is controlled via a robust and flexible permissions system so users can only see and edit data they are allowed to.

When it comes to your church’s giving, it’s important to pick a ChMS (Church Management Software) that takes security and stewardship just as seriously as you do. It’s an investment to protect personal, credit card, and bank information; however, when it comes to giving faithfully, secure solutions also provide the confidence and assurance of safety to each one of your members.

We know taking the step to start using a church management software can feel like a big one. Our team has worked with hundreds of churches and church leaders to help make the switch. If you aren’t sure if your church’s electronic giving solution is currently secure or would like to find out how One Church Software would support your ministry, give us a call at 855.932.2060 or watch a software demo at your own pace.

Your church’s mission is to reach people with the Good News and grow their faith. It’s the core of everything you do, but capturing people’s hearts and attention isn’t always easy. And many times, it’s the little details outside of the regular service that communicates genuine care and understanding.

There are all kinds of trendy and cool things your church can offer, from running a cafe that serves lattes and giving out free t-shirts to guests. Those kinds of things are not wrong in and of themselves, but if your ministry’s structure isn’t considering how it lines up with your community’s values, then you will have a hard time reaching people.

Does your community have a lot of young parents or single parents? If so, your community probably values making it easy for families to participate in all events. To structure your ministry in line with this value, you may offer additional child care, make it easier to check in your kids, or even find ways to integrate them into events.

While there are many different values your church may identify, here are a few of the top values we’ve seen in communities and how churches can integrate those values into ministry structure using church management software like One Church:

Easy Connection to Community

Have you ever been the new kid on the block? It can be hard to get to know people, let alone find a core community to get support and encouragement. You can provide an easy way to find out what groups exist and when they meet so people can join without waiting to receive a personal invitation.

Security & Safety

This is especially important in your kids’ area. Not only can you give parents an efficient way to check their kids in, but they can also provide the people authorized to pick them up. And have you ever worried about if the right people know about your child’s allergies? Any medical needs and allergies are printed directly on a child’s security label.

Clear Communication

Our lives are busy and complicated. Often if you don’t add an event to your personal calendar during the announcement, you won’t get the details at all! Or even worse, if you come in late or miss a service entirely, it’s easy to feel out of the loop. By using church software to house all your upcoming events and opportunities, including registration and easy integration to your personal calendar, you can ensure that everyone stays in the know!

A Sense of Purpose

People are passionate about their causes. They want what they do to make a difference—providing in-the-moment action steps like text-to-give is just a small part of this. Communicating what those finances did and providing additional ways to get involved is crucial to connect your members to their sense of purpose. Your church has a responsibility to have transparency and follow-through when it comes to the ways we are impacting the world with our resources.

Clarity

Finding information, whether about events, your church’s mission, or more about what you believe, can be a treasure hunt! If your community has difficulty navigating your system or finding the answer in person, this is likely a point of frustration that can lead to disengagement.

Whatever your community values may be, how you structure your ministry should reflect those values. We know taking the step to get a church management software can feel like a big one. But, we have worked with countless churches and church leaders to help integrate their community values as they add church management software to structure their ministry.

If you would like to hear about how a church management software can support your specific community values, watch a free demo today

A typical problem churches face is maintaining a consistent stream of funds to support ministry operations. The work of the local church, whether discipling teenagers or providing meals for the homeless, costs money, and if a church struggles to maintain a consistent stream of giving from its members, the work of ministry can be hindered.

How can churches encourage consistent giving from their church members without breaking trust or sounding “greedy,” a common fear of church leaders? Here are a few basic ways to promote consistent giving in the local church:

1. Talk about money outside of giving campaigns.

One of the biggest mistakes churches make is neglecting any talk about generosity, giving, or money outside of specialized fundraising campaigns for new facilities, new ministry opportunities, or other such projects.

A common line churches use is, “This is not about a building…it’s about cultivating generosity in your heart.” Unfortunately, if the only time you’re talking like that on a Sunday morning or in your small groups is when you’re trying to add a new facility, people are probably going to roll their eyes! And more importantly, you’re going to lose trust.

One of the best ways you can cultivate a culture of generosity and consistent giving in your church is to talk about money and generosity regularly so that finances aren’t as taboo a topic as they too often are. God cares about our money and how we spend, invest, or give it, and church leaders should be talking about our relationship with money as a regular part of the discipleship process, whether there’s a fundraising campaign or not.

Make conversations about finances a regular part of your discipleship efforts. You will not only cultivate generous hearts that are more like Christ, but you’ll also see more consistent giving from your church members.

2. Encourage regular service within the local church.

This is an essential but often overlooked point when it comes to encouraging giving. In general, even outside of the church walls, people are more likely to personally invest in projects or efforts with which they are actively involved in some way. Sure, plenty of generous donors give to nonprofits or philanthropic causes with whom they have little personal connection. Still, most small and medium-sized givers will be most faithful and consistent if they have a vested interest and participatory relationship with the recipient of their giving.

A really simple, underrated way to encourage consistent giving at church is to encourage your church members to serve regularly. The more involved they are through serving in the children’s ministry or taking meals to new parents throughout the week, the more likely they will be willing to open their wallets and give.

Two of the resources about which people are most stingy are their time and money. If you can get your church members to loosen their grip on their time and be generous on that front, you are more likely to successfully loosen their grip on their money and encourage them to be generous with it.

Encourage service and watch giving become more consistent.

3. Prioritize electronic giving and monitor it.

More and more people are paying their bills through automatic electronic withdrawals from their bank accounts. The number of people who write checks to pay their bills will only continue to decrease moving into the future. The same is true with church giving. Though church demographics tend to skew older than the average age of a community’s population, the digital financial revolution will hit your church soon if it hasn’t already.

If you hope to encourage regular, consistent giving at church, reliable electronic giving needs to be a top priority. There are seemingly dozens of options available for churches to make electronic giving available to their church members. Whichever option you choose, make sure that user experience is important in your decision-making process. Electronic giving that is difficult to use creates unnecessary friction and could even erode trust in your church members, which will only hinder consistent financial giving.

An extra bonus if the solution you choose makes communication easy with your donors, allows members to give via text, and makes it simple for you to monitor it all!

Consistent financial giving is important in the life of the local church because we should always be growing in generosity as we strive to become more like Christ, and those funds fuel the important ministry in your community and around the world.

Looking for an easy giving solution for your church? Look no further than One Church Giving, Our safe, secure, and fully integrated giving solution. Learn more here.

Want to read more?
– 5 Ways We Should Talk About Money at Church
– 5 Reasons to Consider Text Giving for Your Ministry
3 Ways to Encourage Young Families to Give to Your Church

As a church leader, you have a lot of things on your plate. You may have considered upgrading to a church management system (ChMS) before, but weren’t sure if it was the right move for your church. The thought of changing your systems up can seem overwhelming and you may be wondering if it is even worth the effort.

You have a unique calling to not only shepherd and serve your church well, but also to steward your resources well. That may make you hesitant to spend some of your church’s finances to switch to a church management system or even wonder if it is necessary.

The purpose of a church/ministry management system is to help your ministry stay organized, automate repeatable tasks (so you can spend your time on the big stuff), communicate with your people, and much more.

So are you ready for one? We’ve put together a list of the top signs that your church is ready to get a church management system. Let’s dive in:

1) Are your members able to donate online?

If your church is still passing an offering plate during your regular service, it’s time to upgrade to a church management system. By offering online donations, people can give securely online and also set up recurring gifts.  This also makes it a breeze to deliver your end-of-year giving statements.

2) Does it take more than an hour to schedule volunteers for serving opportunities?

This is a big one! If you are spending an hour or more each week comparing availability, scheduling, and notifying your volunteers, then you should make the switch to a church management system to easily complete this task and organize your volunteers each week.

3) Are you still sending individual emails to follow up with guests?

Odds are you have several emails that you’ve been sending manually that you can automate. If you’ve got a list of repeatable tasks when someone visits for the first time that bog you down, then it’s time to take a look at how a church management system can take some of those off your plate. We promise that it will still feel just as personal to the receiver (you still are developing the email) but your to-do list will instantly be lighter!

4) How do you take attendance?

The days of manually counting people in seats or using a tally counter is one of those tasks that doesn’t need to be on your shoulders anymore. If you have been using one of these methods, it’s time to start using a church/ministry management system to save some time and to save your fingers from all that clicking!

5) Are you still relying on memory to try and identify visitors?

Before the days of the internet, you identified new visitors by some key volunteers that were outgoing and could spot the new faces in a sea of members. But that doesn’t always work anymore. As your church grows, or if you are short volunteers, it’s easy for new people to slip through the cracks. A church management system can create an automated system for visitors to check in and receive a follow-up from your church. No more people slipping through your doors unnoticed.

6) Do your kids’ volunteers rely on their memory to match kids with their parents?

The safety of our kids is a top priority at any church. But without a church management system, you rely on the memory of your kids’ volunteers to know which parent or guardian can pick up each child. A church management system can provide check-in labels with important information, like allergies and authorized adults to pick them up.

7) Is it easy for people to find and register for events or groups?

Far too often, it can feel like we have to reinvent the wheel every time we have something new for people to register for. Sometimes it’s a Facebook event. Sometimes it’s an email to RSVP to. Sometimes it’s a Google Form. It can get confusing, and it takes a lot more time and brain power for you and your team than it needs to. With a church management software, that is all organized in one place. Easy to set-up and easy to share.

We know taking the step to get a church/ministry management software can feel like a big one. But, we have worked with countless churches and church leaders to help make the switch. You have been called to steward your church’s resources well and that means both your finances and your time. So if any of the tasks above are taking up so much of your time that you don’t have the space to think about big picture things in your church, we’d invite you to consider the ripple effect a tool like this would have in your ministry and your leadership.

Adding a church management system can help free up your to-do list and open up your time to allow you to focus on leading your church well into where God is taking you.

Curious to learn more? Watch a software demo at your own pace >>

“A solid budget and spending plan creates trust between church leaders and church members, which is important because so many people lack trust in churches to manage money well because of past experiences they have had.”

Happy New Year! As we kickoff this fresh year, we’re tackling an important topic: Church budgets.

Most people who find themselves on staff at a local church didn’t go to school for finance or accounting. Few (if any) seminaries have classes about creating or maintaining a church budget. Wise stewardship of parishioners’ tithes can definitely fall into the “nobody-taught-me-how-to-do-this” area of ministry. But if the local church is going to handle money in a trustworthy, God-honoring way while also funding the important work of ministry that church members do, establishing an effective church budget has to be a top priority.

Whether you’re getting ready to plant a church or you’ve become a leader at a centuries-old church that doesn’t have the most solid budget, the best time to create a church budget was yesterday. The second-best time to create a church budget is now.

But where do you even start? How do you create a solid church budget from scratch? Here are a few considerations when creating a church budget to get you started down the right path:

1) Consider your values.

Before you get into the weeds of dollar amounts, giving trends, and bookkeeping details, you need to be sure that the budget you’re creating is reflective of your church’s values and the needs of your church family. If your church is mostly made up of young families, it makes more sense to allocate more funds toward the children’s ministry than the senior adult ministry. If your church sits near an underprivileged neighborhood where you do regular ministry, it probably makes more sense to allocate more funds toward that work than it does toward another ministry effort that, though worthwhile, doesn’t fit the work of your church body quite as well.

Ultimately, if you don’t make your budget align with the values of your church, it won’t matter how well you evaluate giving trends or track spending. Why? Because your church members likely won’t give with the same consistency and generosity as they would if your budget aligned appropriately with the values and unique context of your church.

2) Evaluate past and projected giving trends.

Most church giving experts recommend not relying too much on past giving trends or projected giving trends when creating a church budget, but to consider both past receipts and future projections. Every church is different, but generally speaking, creating a church budget based on past giving trends may cause you to create a budget that is too conservative, and misinterpreting future giving trends may lead you to create a budget that overestimates the dollars your church will receive in the coming months and years.

It is a good idea to examine the last few years’ giving, figure out what the “minimum” giving situation may look like to give you a sort of baseline off of which to work, and then project some increase based on higher church attendance or other similar factors.

Again, every church is different and your church’s context may lead you to consider putting more emphasis on either past or future giving…and that is okay! Just be sure to consider all possibilities and not marry your budget to one or the other too strongly.

3. Track every dollar collected and spent.

A fine-tuned budget established by a careful evaluation of past and future giving trends and defined by the values and work of the ministry can be completely and devastatingly sidetracked by poor accounting. What good is a budget if church leaders aren’t intimately aware of how much money is being given to the church in a given week and how much money the church is spending in a given week? Creating an effective budget but not tracking giving and spending is like buying a $300,000 Lamborghini and letting your teenager use it for driver’s ed—it’s foolish and dangerous!

It’s true: tracking every dollar your church collects and spends can be cumbersome. There’s no doubt about it. But effective money management is the gasoline that makes an effective church budget run. By tracking your funds, you provide your church members with a sense of trust that they deserve, and you make your budget more effective for future years.

Budgeting is important! It’s important for families, and it’s just as important for church families! A solid budget and spending plan creates trust between church leaders and church members, which is important because so many people lack trust in churches to manage money well because of past experiences they have had. At the same time, a church budget that is created with your values in mind and maintained by wise financial tracking will make your ministry more effective and help you reach more people with the gospel that we have been charged to share with the world.

Don’t neglect your church’s budget! Make one today.

When you use One Church Software, all of your giving, accounting, and people records are seamlessly connected within your church management software. Learn more about accounting within One Church >>

The generous financial gifts of a local church congregation are the backbone of sustaining a local church. Money and giving are twin topics that are often taboo in a local church, and this can obviously inhibit giving and cripple the financial situation of a ministry. It isn’t very fun to think about, but doing ministry does cost money, and the generous giving of church members is needed if the church is to serve their community in tangible ways.

One of the greatest giving pain points in local churches is encouraging giving among young adults. Research shows young people trust churches and church leaders less than their parents or grandparents did at their age. This lack of trust can often lead to a lack of giving. Then, their lack of giving can hobble the ministry of the local church.

How does a local church encourage young families to give? Here are three practical steps:

1. Make recurring giving simple.

Very practically, churches must make recurring giving as simple as possible. Once upon a time, churches could count on members remembering to bring their tithes via check or cash every week, or perhaps once per month. With the digital revolution and the relatively recent phenomenon of electronic bill paying, few young people (including people well into their 30s and even 40s) carry cash or checks with any regularity. If your church only has physical giving options available, with no opportunity to automate giving electronically, you’re missing out on a lot of potential to make giving easy for this generation.

Young people are much more likely to regularly and generously give to the local church if they have a way to do so electronically. This obviously has nothing to do with the discipline of generosity that should be important to all believers. Not having an opportunity to give to a church through the internet is no excuse for not giving at all. But local church leaders should recognize that friction can be reduced for young people who want to give by providing plenty of opportunity to set up recurring giving via an app or other kind of payment service. This will ensure regular giving from young people.

But how do these people begin to give generously, rather than just consistently? See steps two and three.

2. Make your values, not your programs, the focus of giving.

Church culture changes over time. This is only natural and has happened generationally for hundreds of years. Worship styles change. How people prefer to gather changes. Preaching styles shift. The Word of God and the message of the Gospel stay the same, but all of the contextual pieces around “how to do church” are pretty fluid.

One way these changes have been manifested in our current context is in how young people view church. Evangelical churches in the late-20th and even early 21st centuries were built on programs. Many young families around the turn of the millennium flocked to churches with the coolest children’s programming, the nicest facilities, or the most fun youth ministry. Do many people still choose churches and generously give to churches for these reasons? Most definitely. But the tides are turning away from programs and more toward values and community.

Plenty of statistics abound about how young people make more decisions based on values than generations who have come before. Young people today are more likely to give to your church because of your values than they are because of your programs. Quality church programming became such an integral part of local church ministry that it was almost commoditized—quality church programming could be found anywhere. Now, with a generation of young Christians who have seen some of their most beloved Christian leaders fall out of ministry because of moral failure or even criminal behavior, they are more likely to give generously to a church with whom their values align and who they can trust than a church with the coolest children’s ministry programs or facilities.

That last point, focused on trust, is our third and final step on how to encourage church members to give:

3. Make your church finances and budget transparent.

There is absolutely no reason that church finances and budgets should not be transparent to church members. This doesn’t mean church staff need to project their salaries up on the big screen once a month, but it does mean that church members should have a breakdown on where finances go, so they can make an educated and confident decision as they give.

Church leaders who provide no transparency into how church money is used or how budgets are made have no leg to stand on when it comes to wondering why church members aren’t giving. Young people are more skeptical of church leaders and their authority than any generation in modern history. Church leaders today need to earn the trust and respect of young church members, and when it comes to money, trust and respect is earned with transparency.

Young families will give generously when they realize their values align with the church’s values and when they are assured that the people collecting and spending their money are trustworthy and of Christlike character. Then, churches can encourage frictionless, consistent giving by providing young families with electronic means to set up recurring giving.

Want to read more?
5 Ways We Should Talk About Money at Church
5 Reasons to Consider Text Giving for Your Ministry

Looking for an easy giving solution for your church? Look no further than One Church Giving, Our safe, secure, and fully integrated giving solution. Learn more here.